Raisin Bonus & Verified Offers for September 2026

Great rates and easy setup

Last week I was checking the current Raisin CD rates for a new account. The process for linking my bank was straightforward, and I found a really competitive CD Ladder option. Applying the promotional code was easy during registration for the new customer bonus, and the federally insured savings give me peace of mind. I'm glad I checked here instead of just Marcus by Goldman Sachs.

solid for savings accounts, mostly

anyone else use Raisin for their individual savings accounts? it's pretty good, but sometimes those promo codes for new customers are a bit tricky to apply.

Reliable for CDs

This is my third time using Raisin, this time for a Long-Term CD. Like before, the process was smooth from start to finish. I've always found their rates competitive and their platform easy to navigate. It's consistent, which is why I keep coming back when I need a new CD. My previous Fixed-Term CD matured perfectly.

Easy High-Yield Savings!

I just opened a High-Yield Savings Account through Raisin, and it was so simple! The rates are much better than my old bank, and the whole process was quick and straightforward. I'm already seeing my money grow more. I will definitely use them again for another account and tell my friends about it!

Decent bonus for new account

I signed up for a High-Yield Savings Account mostly because of the $100 bonus offer. It was easy to set up. I made the initial deposit and am waiting for the bonus to credit. The interest rate is competitive, definitely better than my old bank. Worth it for the extra cash and good rates.

Good rates, smooth process

I opened a Fixed-Term CD through Raisin last month. The online application was straightforward, took about 15 minutes to fill everything out. Funding it from my existing bank account was simple enough, though it did take a few business days for the funds to fully settle. The interest rate was better than what I could find at my local bank, which was the main reason I went with them. Customer service responded to my email query about linked accounts within a few hours. Overall, it was a positive experience, no major hiccups.

Solid option for savings

I opened a Jumbo CD with Raisin. The interest rate was quite good compared to other places I checked, definitely a plus for my larger deposit. The sign-up was mostly smooth, but verifying my external bank account took a bit longer than I expected, maybe an extra day. Customer service was helpful when I called with a question about linking another account, they explained the process clearly. I'm satisfied with the rates and the security, though I wish the initial funding process was a tad faster.

Good rates, solid platform

I decided to open a No-Penalty CD with Raisin a few weeks ago after comparing several options. The application was online and pretty quick, just needed some standard personal info and bank details. Setting up the initial deposit from my existing checking account took about three business days to clear, which was expected. The interest rate was indeed very competitive, better than what I could find at my local credit union. I haven't had to contact customer support, but the FAQs on their site were helpful when I had questions about FDIC insurance. The dashboard is clean and shows my account balance clearly. I appreciated the transparency on fees – there aren't any for the savings accounts. Overall, a good experience for managing my savings.

Quick CD setup

Needed a Short-Term CD. Found a good rate on Raisin. The setup was very fast, quicker than I thought. Money was transferred and earning interest within a few days. Happy with the simple process. No complaints.

Fair rates, some minor hiccups

I opened a High-Yield Savings Account with Raisin a couple of months ago. The interest rate was good, certainly better than what my traditional bank offers. The sign-up process was mostly fine, although linking my external bank account took a bit longer than I expected, maybe an extra day. Customer service was responsive when I emailed them about it, which was a plus. The platform itself is easy to use, and I like being able to see rates from different banks all in one place. I do wish they had a bit more flexibility with withdrawal options; it feels a little limited compared to some other online banks. Still, for the rates, it's a decent choice.